Car Loans Canada

Car Loans Canada is the easiest, safest, and fastest way for Canadians to shop & get pre-approved for vehicle loans in Canada. Our dedicated auto financing team will help find the right financing solution for you. All credit types accepted

Auto Financing

How to Rebuild Your Credit with a Car Loan in Canada: A Step-by-Step Guide

Discover how a car loan can help you rebuild your credit in Canada. Learn practical steps to improve your credit score, from choosing the right vehicle to setting up automatic payments.

Selling Your Car

Top Tips to Maximize Your Car's Resale Value

So, it's time to part ways with your trusty car. Whether you're upgrading to a new model or simply moving on, getting the most out of your resale value is a top priority. The good news is, there are steps you can take to ensure your car remains attractive to potential buyers and commands a higher price tag.

Auto Financing

Five Things To Do Before Applying for a Car Loan

Taking some proactive steps before you apply could make all the difference in securing an ideal car loan rate tailored to your needs. Let's dive into what you can do before you start the application process.

Auto Financing

The Pros and Cons of Taking Over a Car Lease in Canada

Considering taking over car lease payments in Canada? Exploring this option can be a smart move if you're looking for a short-term car solution. Online platforms connect individuals wanting to end their leases with those seeking temporary car arrangements. However, before diving in, it's essential to be aware of potential fees and drawbacks associated with lease takeovers.

Auto Financing

The Minimum Credit Score to Get a Car Loan

Before you head to the dealership for your new car, it is important to consider your credit score — and how it will affect how much you spend. Lenders use your credit score as an indication of how likely you are to repay a loan. This means that the higher your credit score, the more favorable your interest rate and terms will be.In general, you’ll need a credit score of at least 600 to qualify for a traditional auto loan, but the minimum credit score required with vary from lender to lender. As interest rates increase due to inflation, securing a subprime auto loan may be more difficult — but not impossible.

Picking The Right Car

A Comprehensive Canadian Car Buying Guide for 2024

As we stride through 2024, many Canadians are contemplating their next car purchase. For those diving into the market, having a well-rounded understanding of the key factors before making a decision is crucial. Whether you’re considering a new or used car, this guide is tailored to help you make an informed choice and navigate the evolving landscape of car buying in 2024.

Picking The Right Car

When is the Best Time to Buy a New Car?

If you're in the market for a new or new-to-you car and aiming to score a fantastic deal, strategic timing can make all the difference. Understanding the best times to visit a dealership is key to ensuring you secure the ideal price on a car that aligns with your preferences.

Picking The Right Car

How to Negotiate With a Car Dealer

In the Canadian car-buying scene, negotiation is par for the course. With the right approach, you can often chip away at the sticker price, even if it's only by a couple of hundred dollars.

Auto Financing

Does refinancing a car hurt your credit score?

While there's a likelihood of a slight credit score dip, don't let that deter you from exploring auto loan refinancing. This decision could be a wise financial move, offering savings and much-needed relief.

Auto Financing

Auto Loan Vs. Personal Loan: The Difference

When you're gearing up to purchase a new vehicle, you're likely exploring various financing options. Auto loans and personal loans are among the top choices for Canadians looking to fund their car purchase. While these two types of loans share some similarities, your decision between them hinges on a range of factors.

Auto Financing

Subprime Vs. Prime Car Buyer, Which One Are You?

When embarking on the exciting journey of purchasing a new vehicle, several critical factors come into play, shaping the rates and arrangements you'll encounter during the process. Your credit score, credit history, and annual income are just a few pieces of the intricate puzzle that lenders carefully examine before determining the interest rates and payment plans for potential car buyers.

Car Care and Ownership

How to Check for Recalls on a Used Car in Canada

If you're in the market for a used car, one of the crucial steps in your buying journey is to check whether the vehicle has an open recall and, if so, confirm whether the necessary repairs have been carried out.

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